Capital forthe bold,the underestimated,the relentless.
Scorpion Funding deploys discreet, high-velocity capital to operators who move faster than the market. From $25K to $10M+ — approved in as little as 3 hours.
Six programs.
One unfair advantage.
Merchant Cash Advance
Fast, flexible capital advanced against future receivables. Approval based on revenue, not credit score. Repayment scales with your sales.
Equipment Financing
Asset-backed financing for machinery, vehicles, and infrastructure. Terms up to 84 months with competitive fixed rates and 100% financing options.
SBA Loans
Government-guaranteed 7(a) and 504 programs for acquisition, expansion, and refinance. Long amortization, low rates, and flexible use of proceeds.
HELOC
Home Equity Line of Credit for business owners. Draw only what you need, pay interest only on the balance used. Rates from prime + 0%.
Invoice Factoring
Convert outstanding B2B invoices into immediate working capital. Non-recourse options available. Advance rates up to 90% of invoice face value.
Business Line of Credit
Revolving access to capital when you need it. Draw, repay, redraw. Only pay for what you use, single underwriting event, unsecured options available.
Four principles.
Zero apologies.
Speed is a moat.
Banks measure risk in months. We measure opportunity in hours. Approvals inside 3, funding inside 24. When markets shift, our operators are already there.
Discretion by design.
No committees. No leaks. Every file is worked by two principals, encrypted end-to-end, and shredded on close. Your growth is not a case study.
Capital that flexes.
Rigid amortization kills good businesses. Our terms bend around seasonality, receivables, and expansion — because we underwrite operators, not spreadsheets.
Operators, not analysts.
Every principal at Scorpion has built and exited an operating business. We speak your language because we have lived your quarter.
From brief to
bank wire.
Submit the brief.
A 3-minute application. Business, revenue, use of capital. No credit pull, no fee.
Underwriting in motion.
A senior principal reviews the file the same day. Direct conversation — no phone tree, no forms.
Terms & structure.
Custom offer built around your revenue, seasonality, and growth curve. Sign electronically.
Capital deployed.
Funds wire directly to your operating account. Same-day for domestic files under $2M.
The operators
we stand behind.
Scorpion structured an equipment financing package for our new fleet in five days. Their principal understood our operating cycle immediately — no back-and-forth, no committee.
They funded us into peak season when our bank froze the line. Same principal called me back in 40 minutes. That is the difference.
Invoice factoring set up in 48 hours, drawn against receivables the same week. We have taken three tranches — never once a friction point.
Request
capital.
A senior principal will review your file personally. No credit pull, no fee, no obligation. Decisions within 3 hours.
Start your intake in under 3 minutes.
Secure application. No credit pull. Your file is reviewed by a senior principal — most decisions returned within 3 hours.
Questions,
answered plainly.
The only hard requirement is $10,000 in monthly business revenue. We work with US-based businesses across nearly every industry. Personal credit is reviewed but rarely the deciding factor — we underwrite the business, not the founder.